Question: What If A Contractor Gets Hurt On My Property?

Are you liable if someone gets hurt on your property?

Business owners’ associations often hear the question “If someone gets hurt on your property can they sue?” The answer is yes, if the elements of a premises liability case exist.

While people get hurt every day, they can only sue if someone else’s negligence caused their injuries..

What happens if a contractor gets hurt on my property Ontario?

If a worker falls on your property, as a homeowner, you may be held personally liable for the worker’s injuries and losses if you failed to check whether the contractor is properly trained and licenced and has adequate liability coverage that covers them for all risks.

What happens if a contractor is not insured?

Without it, you could be held responsible for any injury or damage your contractor causes. Additionally, hiring a contractor without insurance limits your ability to remedy the damage caused by faulty construction, such as water damage or fire.

Can an independent contractor sue their employer?

Even workers who accept their pay and sign contracts as independent contractors can still sue claiming they are really employees. The last is often a shock to employers. Signing a contract does not prevent the worker from suing and winning.

What happens if an independent contractor gets hurt on the job?

If an independent contractor can show that his employer’s negligence caused his injuries, he would be entitled to the same compensation as an employee working for the non-subscriber employer. This includes damages for his medical bills, lost wages, and pain and suffering.

Does my homeowners insurance cover contractors?

If a contractor damages your home, homeowners insurance typically helps pay for repairs. However, home insurance may not cover other scenarios involving a contractor working on your home, such as poor workmanship.